Underwriting Jobs in San Jose, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
- Hayward, CA (24 miles from San Jose, CA)
- 1 day ago
- Hayward, CA (24 miles from San Jose, CA)
- 1 day ago
Experience & Knowledge : Minimum 3+ years of personal lines underwriting experience, with a strong preference for high-value homeowners insurance....
- Livermore, CA (17 miles from San Jose, CA)
- 13 days ago
- Livermore, CA (17 miles from San Jose, CA)
- 13 days ago
Key Responsibilities: Loan Underwriting & Credit Analysis Evaluate and underwrite C&I and CRE loan requests, ensuring alignment with the banks risk appetite and credit policies....
Senior Special Assets C&I Underwriter
- Livermore, CA (17 miles from San Jose, CA)
- 13 days ago
- Livermore, CA (17 miles from San Jose, CA)
- 13 days ago
Minimum Qualifications Bachelors Degree or equivalent experience Four plus years of experience in C&I underwriting & CRE underwriting Must have understanding of Global Cash Flow Must have understanding...
- Pleasanton, CA (20 miles from San Jose, CA)
- 15 days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 15 days ago
Assist in streamlining underwriting processes and implementing best practices to enhance efficiency....
- Pleasanton, CA (20 miles from San Jose, CA)
- 18 days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 18 days ago
Technical Skills: Strong expertise in financial analysis, credit risk modeling, and loan underwriting....
& Casualty insurance needs....
VP, Senior Underwriting Officer
- Stanford, CA (16 miles from San Jose, CA)
- 30+ days ago
- Stanford, CA (16 miles from San Jose, CA)
- 30+ days ago
Today, Zurich North America is a leading provider ofmercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Sr. Underwriter - Residential & Multifamily
- Redwood City, CA (21 miles from San Jose, CA)
- 30+ days ago
- Redwood City, CA (21 miles from San Jose, CA)
- 30+ days ago
Sign off on underwriting loan conditions according to underwriting guidelines. Re-underwrite loans when additional or new information has been received....
AVP, Surety Underwriting Officer or VP, Senior Underwriting Officer
- Stanford, CA (16 miles from San Jose, CA)
- 45+ days ago
- Stanford, CA (16 miles from San Jose, CA)
- 45+ days ago
Today, Zurich North America is a leading provider ofmercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Demographic Data for San Jose, CA
Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in San Jose, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in San Jose, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Coverage Analysis
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Balance Sheets
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Goal Oriented
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Flexibility
- Mentoring
- Documentation
- Reporting
- Collaboration
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Critical Thinking
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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