Underwriting Jobs in California
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.

Underwriting Development Program - Global Risk Solutions - June 2025
- Liberty Mutual Insurance
- San Francisco, CA
- 10 hours ago
- Liberty Mutual Insurance
- San Francisco, CA
- 10 hours ago
Then be in your element when you're part of the collaborative underwriting team at Liberty Mutual....

- Liberty Mutual Insurance
- Orange, CA
- 1 day ago
- Liberty Mutual Insurance
- Orange, CA
- 1 day ago
Description Provides surety underwriting support and technical administrative assistance to underwriters, management, and other staff....

Surety Home Office Executive Underwriter
- Liberty Mutual Insurance
- Orange, CA
- 1 day ago
- Liberty Mutual Insurance
- Orange, CA
- 1 day ago
Responsibilities: Underwrites new and existing contract account submissions of a wide range in size and complexity utilizing underwriting authority granted by Chief Underwriting Officer....

Executive Underwriter, Middle Market Mutli-Industry
- Liberty Mutual Insurance
- Walnut Creek, CA
- 4 days ago
- Liberty Mutual Insurance
- Walnut Creek, CA
- 4 days ago
CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses...

Senior Underwriting Practice Consultant, Middle Market Independent Agents
- Liberty Mutual Insurance
- Los Angeles, CA
- 4 days ago
- Liberty Mutual Insurance
- Los Angeles, CA
- 4 days ago
Experience with insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry...
Remote Work
Senior Underwriter, Healthcare Professional Liability
- Liberty Mutual Insurance
- San Francisco, CA
- 4 days ago
- Liberty Mutual Insurance
- San Francisco, CA
- 4 days ago
Qualifications Degree in Business or equivalent typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional...

Commercial Lines Account Manager (Remote)
- WAHVE
- Los Angeles, CA
- 6 days ago
- WAHVE
- Los Angeles, CA
- 6 days ago
TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE 25 years of full-time work experience 10 most current years of Commercial Lines Property & Casualty insurance experience BENEFITS OF BECOMING A WAHVE...
Remote Work
Executive Underwriter, Middle Market Construction
- Liberty Mutual Insurance
- Los Angeles, CA
- 7 days ago
- Liberty Mutual Insurance
- Los Angeles, CA
- 7 days ago
CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses...

Executive Underwriter, Liberty Mutual Mobility Solutions
- Liberty Mutual Insurance
- San Francisco, CA
- 7 days ago
- Liberty Mutual Insurance
- San Francisco, CA
- 7 days ago
Description Liberty Mutual Mobility Solutions (LMMS) is a highly collaborative team that draws on the firm's vast commercial and personal lines capabilities to bring a full range of tailored solutions...

Senior Underwriting Officer, Middle Markets Construction
- Liberty Mutual Insurance
- Walnut Creek, CA
- 9 days ago
- Liberty Mutual Insurance
- Walnut Creek, CA
- 9 days ago
Responsibilities: Provides expert technical underwriting assistance and formal referral approval for multiple lines of business (auto, general liability, workers` compensation) in Construction Industry...

Sr Underwriting Officer, Liberty Mutual Mobility Solutions
- Liberty Mutual Insurance
- San Francisco, CA
- 12 days ago
- Liberty Mutual Insurance
- San Francisco, CA
- 12 days ago
Responsibilities: Provides expert technical underwriting assistance and formal referral approval for multiple lines of business (auto, general liability, workers compensation) in Mobility Solutions....

Executive Underwriter, Programs
- Liberty Mutual Insurance
- Los Angeles, CA
- 12 days ago
- Liberty Mutual Insurance
- Los Angeles, CA
- 12 days ago
CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses...
Remote WorkMarket Facing Life Sciences Underwriter, Middle Markets
- San Francisco, CA
- 45+ days ago
- San Francisco, CA
- 45+ days ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Contact borrowers to gather and follow up on information needed to assist the underwriting decision....
ESSENTIAL FUNCTIONS: Loan Underwriting: 90% • Analyze, structure, and underwrite loan requests and renewals, including commercial loans/lines, SBA, commercial real estate and other wholesale loan products...
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Underwriting Online Courses and Training Opportunities
Title Synonyms
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Salary for Underwriting Jobs in California
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Coverage Analysis
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Balance Sheets
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Goal Oriented
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Flexibility
- Mentoring
- Documentation
- Reporting
- Collaboration
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Critical Thinking
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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