Underwriting Jobs in San Diego, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Executive Underwriter, Middle Market Construction
- Liberty Mutual Insurance
- San Diego, CA
- 7 days ago
- Liberty Mutual Insurance
- San Diego, CA
- 7 days ago
CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses...
Contact borrowers to gather and follow up on information needed to assist the underwriting decision....
Solicit, underwrite, and price business consistent with the Company's Underwriting Philosophy....
Activities: *** Review and analyze underwriting documents to approve or reject applications. *** Identify and minimize impact of changes in exposure to risk. *** Oversee progress of compliance with...
Remote WorkUses all appropriate underwriting tools (e.g. RQI, WC RST, UWWS, and CLAY.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed....
Performs a wide range of duties related to the underwriting process. Renders an underwriting decision within credit guidelines while ensuring compliance with federal lending regulations....
Identifies process gaps and opportunities within underwriting and operations....
Complete thorough, accurate, detailed underwriting notes to document the underwriting thought process Submit clear, detailed referrals to carrier partners (when required)....
Demonstrates basic understanding of technical underwriting principles and risk underwriting characteristics. Learn market dynamics, competitive landscape, and product differences....
Research issues escalated by Underwriting team including review of BPO transactions as needed....
. • Provide any necessary direction to Underwriting Assistant(s). • Perform external marketing activities (Agency calls, Agency meetings, Point of Sale meetings, etc) and clearly articulate and sell...
. *** Implement solid underwriting decisions in compliance with state regulations....
Remote Work& Casualty insurance needs....
Job Requirements 5+ years of C&I and CRE loan underwriting experience Bachelor’s degree in business, accounting or equivalent training and experience(preferred) Knowledge of commercial credit products...
Maintain accurate communication documentation and status updates throughout the underwriting process....
Demographic Data for San Diego, CA
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Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in San Diego, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in San Diego, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Balance Sheets
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Goal Oriented
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Flexibility
- Mentoring
- Documentation
- Reporting
- Collaboration
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Critical Thinking
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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