Underwriting Jobs in San Diego, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Remote Senior Underwriter, Small Commercial - West
- Liberty Mutual Insurance
- San Diego, CA
- 12 days ago
- Liberty Mutual Insurance
- San Diego, CA
- 12 days ago
We encourage you to apply and bring your expertise if you're a: Strategic Account Manager : As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by...
Remote WorkExecutive Underwriter, Middle Market Construction
- San Diego, CA
- 24 days ago
- San Diego, CA
- 24 days ago
CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses...
Underwriting Assistant - Large Accounts - Workers' Compensation
- San Diego, CA
- 7 hours ago
- San Diego, CA
- 7 hours ago
Builds and fosters internal and external relationships in order to provide a superior underwriting product and customer service experience....
Coach underwriting team on their job performance and complete annual performance reviews by their due date. Lead, guide, mentor, and train entire underwriting department....
Responsibilities The Assistant Underwriter is responsible for supporting the underwriting department functions through customer service and processing of underwriting files....
Minimum of 7 years of experience in casualty underwriting, with a focus on General Liability, Excess Liability, and Commercial Auto....
Competencies Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting...
Performs a wide range of duties related to the underwriting process. Renders an underwriting decision within credit guidelines while ensuring compliance with federal lending regulations....
Contact borrowers to gather and follow up on information needed to assist the underwriting decision....
Skills and Requirements 5-10+ years of mortgage underwriting experience Strong knowledge of mortgage lending products, underwriting guidelines, and regulatory requirements....
Remote WorkAchieves a working knowledge of claims activity, loss control surveys, and inspection reports for existing policies, handling as required....
& Casualty insurance needs....
Prequalify risks per underwriting guidelines Generate, edit and send out a variety of correspondence on behalf of the Underwriters....
Responsibilities: Review all loan documentation submitted for initial underwriting decision, conditional approvals, and clear to close Evaluate credit history, income, assets and current liabilities...
RESPONSIBILITIES Responsible and accountable for credit underwriting for existing customers including renewals, modifications, and annual reviews....
Demographic Data for San Diego, CA
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Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in San Diego, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in San Diego, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Loan Documentation
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Professional Liability
- Property Insurance
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Employee Benefits
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Reimbursement
- Referrals
- Relationship Management
- Risk Management
- Analytical Skills
- Finance
- Decision Making
- High School Diploma
- Negotiation
- Auditing
- Written Communication
- Mentoring
- Flexibility
- Presentation
- Coaching
- Documentation
- Collaboration
- Bachelor's Degree
- Reporting
- Critical Thinking
- Filing
- Sales
- Policy Development
- Microsoft Office
- Microsoft Excel
- Problem Solving
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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