Underwriting Jobs in Albany, NY
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Remote Senior Underwriter, Small Commercial - East
- Liberty Mutual Insurance
- Albany, NY
- 1 day ago
- Liberty Mutual Insurance
- Albany, NY
- 1 day ago
We encourage you to apply and bring your expertise if you're a: Strategic Account Manager : As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by...
Remote WorkMakes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....
Group Underwriter Consultant, Senior
- Latham, NY (1 mile from Albany, NY)
- 18 hours ago
- Latham, NY (1 mile from Albany, NY)
- 18 hours ago
Position is the most senior technical underwriting expert....
The incumbent uses discretion of Underwriting authority within the policies of HMIG and ensures appropriate levels of profitability and growth over time....
Underwriting Assistant: Commercial Lines
- Ballston Spa, NY (18 miles from Albany, NY)
- 13 days ago
- Ballston Spa, NY (18 miles from Albany, NY)
- 13 days ago
Gathers and organizes specified information and reports to assist in the underwriting decision Services all accounts, including resolving clients' inquiries, complaints, requests, and policy processing...
Group Underwriter II (Stop Loss)
- Latham, NY (1 mile from Albany, NY)
- 30+ days ago
- Latham, NY (1 mile from Albany, NY)
- 30+ days ago
Preferred Skills, Capabilities, and Experiences: CPCU, CLU, LOMA, HIAA or other insurance related courses preferred....
Group Underwriter Senior (Stop Loss)
- Latham, NY (1 mile from Albany, NY)
- 30+ days ago
- Latham, NY (1 mile from Albany, NY)
- 30+ days ago
Stop Loss underwriting experience preferred Demonstrated knowledge, and proficiency in Medical Stop Loss Underwriting....
Group Underwriting Consultant Senior (Stop Loss)
- Latham, NY (1 mile from Albany, NY)
- 30+ days ago
- Latham, NY (1 mile from Albany, NY)
- 30+ days ago
Preferred Skills, Capabilities, and Experiences: CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred....
Provide programmatic and underwriting expertise when necessary. Process, analyze and underwrite FHA-insured loans in a timely manner....
Applies and interprets company underwriting guidelines and makes sound credit decision....
Asset & Wealth Management, Wealth Strategies Group, Insurance Analyst - Albany, NY
- Albany, NY
- 30+ days ago
- Albany, NY
- 30+ days ago
Qualifications: Bachelor's degree required or equivalent experience One to three years' work experience in a professional office environment preferred One to three years' prior experience in the life insurance...
Asset & Wealth Management, Life New Business - Underwriter / Case Manager, Assoc
- Albany, NY
- 30+ days ago
- Albany, NY
- 30+ days ago
Qualifications: * Bachelor's degree required or equivalent experience * Three to five years' work experience in a professional office environment preferred * Three to five years prior experience in the life insurance...
- Glenmont, NY (10 miles from Albany, NY)
- 45+ days ago
- Glenmont, NY (10 miles from Albany, NY)
- 45+ days ago
Mentor and support others within the Underwriting team as needed....
RESPONSBILITIES Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval....
This position reports to an Underwriting Team Lead....
Demographic Data for Albany, NY
Moving to Albany, NY? Find some basic demographic data about Albany, NY below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in Albany, NY
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Albany, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Coverage Analysis
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Balance Sheets
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Goal Oriented
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Flexibility
- Mentoring
- Documentation
- Reporting
- Collaboration
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Critical Thinking
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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