Underwriting Jobs in Folsom, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
ESSENTIAL FUNCTIONS AND BASIC DUTIES Underwrite and authorize residential loan applications in accordance with policies, procedures and prudent underwriting guidelines and practices within approved...
Sr. Commercial Loan Underwriter - Industrial
- Sacramento, CA (19 miles from Folsom, CA)
- 1 day ago
- Sacramento, CA (19 miles from Folsom, CA)
- 1 day ago
Commercial Loan Underwriter - Industrial** The Commercial Loan Underwriter - Industrial will underwrite commercial lending opportunities in an assigned territory, focusing on working capital lines of...
Senior Underwriter - Wholesale
- Roseville, CA (8 miles from Folsom, CA)
- 2 days ago
- Roseville, CA (8 miles from Folsom, CA)
- 2 days ago
Solicit, underwrite, and price business consistent with the Company's Underwriting Philosophy....
- Sacramento, CA (19 miles from Folsom, CA)
- 5 days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 5 days ago
.* Updates company records, reports, and risk modeling systems with information gathered during the underwriting review process.* Executes other related responsibilities and projects as assigned.* Participates...
- Sacramento, CA (19 miles from Folsom, CA)
- 5 days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 5 days ago
**The Work Itself** * Improve portfolio revenue by practicing sound underwriting judgment and risk management principles* Ensure compliance with underwriting policies; elevate risk issues, and stay...
Remote WorkAssociate Investment Manager, Underwriting
- Sacramento, CA (19 miles from Folsom, CA)
- 11 days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 11 days ago
Duties include but are not limited to: Evaluating, underwriting and monitoring investments in private debt funds, separate accounts, and performing analyses to determine appropriate sector allocations...
Associate Underwriter, General Liability
- Rocklin, CA (10 miles from Folsom, CA)
- 16 days ago
- Rocklin, CA (10 miles from Folsom, CA)
- 16 days ago
BENEFITS Leader in the commercial insurance industry Major holidays off Paid Vacation Benefits including heath, dental, vision and 401(k) Your Career with Amynta Offers: A fun, fast-paced culture An...
Insurance Underwriter - Restaurant & Night Club
- Sacramento, CA (19 miles from Folsom, CA)
- 16 days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 16 days ago
. *** Implement solid underwriting decisions in compliance with state regulations....
Remote WorkMember Services Representative II / Property & Casualty Underwriter
- Roseville, CA (8 miles from Folsom, CA)
- 21 days ago
- Roseville, CA (8 miles from Folsom, CA)
- 21 days ago
The ideal candidates are seasoned insurance professionals with experience in underwriting and member engagement, particularly within the public sector or a risk pooling organization....
Market Facing Underwriter, Middle Markets
- Gold River, CA (7 miles from Folsom, CA)
- 45+ days ago
- Gold River, CA (7 miles from Folsom, CA)
- 45+ days ago
& Casualty insurance needs....
Account Executive/Underwriter Construction
- Rancho Cordova, CA (7 miles from Folsom, CA)
- 28 days ago
- Rancho Cordova, CA (7 miles from Folsom, CA)
- 28 days ago
CPCU designation. What is a Must Have? Two years of underwriting experience. What Is in It for You?...
- Roseville, CA (8 miles from Folsom, CA)
- 30+ days ago
- Roseville, CA (8 miles from Folsom, CA)
- 30+ days ago
As a member of our underwriting support team, you will provide high level support to the underwriting function....
Underwriting Officer, Ocean Marine - Hull & Liabilities
- Sacramento, CA (19 miles from Folsom, CA)
- 30+ days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 30+ days ago
As an Underwriting Officer, Ocean Marine, you are an underwriting subject matter expert and integral member of a field leadership team....
- Sacramento, CA (19 miles from Folsom, CA)
- 30+ days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 30+ days ago
Commercial loan underwriting experience at a bank, preferred. Experience underwriting SBA and/or agri-business credits, preferred....
Loss Sensitive Underwriter, Senior or AVP
- Sacramento, CA (19 miles from Folsom, CA)
- 30+ days ago
- Sacramento, CA (19 miles from Folsom, CA)
- 30+ days ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Demographic Data for Folsom, CA
Moving to Folsom, CA? Find some basic demographic data about Folsom, CA below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in Folsom, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Folsom, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Goal Oriented
- Financial Analysis
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Mentoring
- Documentation
- Collaboration
- Reporting
- Employee Development
- Interpersonal Skills
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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