Underwriting Jobs in Montgomery, AL
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Remote Senior Underwriter, Small Commercial - East
- Liberty Mutual Insurance
- Montgomery, AL
- 1 day ago
- Liberty Mutual Insurance
- Montgomery, AL
- 1 day ago
We encourage you to apply and bring your expertise if you're a: Strategic Account Manager : As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by...
Remote WorkMakes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....
E&S, Excess Casualty Market Facing Underwriter (Underwriter/ Senior Underwriter)
- Montgomery, AL
- 1 day ago
- Montgomery, AL
- 1 day ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Underwriting Officer, Ocean Marine - Hull & Liabilities
- Montgomery, AL
- 28 days ago
- Montgomery, AL
- 28 days ago
As an Underwriting Officer, Ocean Marine, you are an underwriting subject matter expert and integral member of a field leadership team....
Applies and interprets company underwriting guidelines and makes sound credit decision....
, and general oversite of the underwriting team that reports to them....
This is responsible office and field work maintaining property and liability insurance underwriting needs for state agencies in the areas of general liability, employee injury, aviation, fire, casualty...
Senior Program Underwriting Specialist (Property & Casualty)
- Montgomery, AL
- 30+ days ago
- Montgomery, AL
- 30+ days ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy....
Demographic Data for Montgomery, AL
Moving to Montgomery, AL? Find some basic demographic data about Montgomery, AL below.
Underwriting Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Underwriting Jobs in Montgomery, AL
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Montgomery, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Coverage Analysis
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Balance Sheets
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Goal Oriented
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Flexibility
- Mentoring
- Documentation
- Reporting
- Collaboration
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Critical Thinking
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills