Underwriting Jobs in Alabama
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Remote Senior Underwriter, Small Commercial - East
- Liberty Mutual Insurance
- Mobile, AL
- 20 hours ago
- Liberty Mutual Insurance
- Mobile, AL
- 20 hours ago
We encourage you to apply and bring your expertise if you're a: Strategic Account Manager : As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by...
Remote Work
Senior Underwriter, Middle Market Construction
- Liberty Mutual Insurance
- Birmingham, AL
- 15 days ago
- Liberty Mutual Insurance
- Birmingham, AL
- 15 days ago
Qualifications Intermediate-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control...
Work within agreed decision-making standards, limitations, authorities, and underwriting guidelines. Achieve satisfactory ratings on all underwriting quality reviews....
Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....
E&S, Excess Casualty Market Facing Underwriter (Underwriter/ Senior Underwriter)
- Montgomery, AL
- 22 hours ago
- Montgomery, AL
- 22 hours ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High...
Chartered Property Casualty Underwriter (CPCU) is a plus....
Education and Experience Required: A combined 3 years higher education and/or experience, including a minimum of 1 year collections or underwriting experience....
Remote WorkMay assist with manual underwriting of new standard loans....
Business Insurance helps companies in the UK and Ireland identify, prepare for and mitigate risks by offering a broad array of industry-specific, combined property and casualty insurance solutions to...
Through timely and thorough underwriting, this role supports Regions strategy to maintain and expand investor relationships....
Demonstrated Experience for success in this role Bachelor's degree (Risk Management or similar) or equivalent industry experience 3+ years of commercial insurance experience Professional insurance designations...
Requirements Must have 5 years of relevant SBA underwriting experience or a related field. Bachelor's Degree in Accounting, Finance and/or equivalent experience preferred....
Underwrites loans within stated consumer lending guidelines and applicable regulations....
Continuing progress toward and/or the completion of a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance...
Demographic Data for Alabama
Moving to Alabama? Find some basic demographic data about Alabama below.
Underwriting Online Courses and Training Opportunities
Title Synonyms
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Salary for Underwriting Jobs in Alabama
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Alabama offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Underwriting
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Personal Lines
- Professional Liability
- Coverage Analysis
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Property Insurance
- Commercial Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Balance Sheets
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Goal Oriented
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Decision Making
- Negotiation
- Written Communication
- Auditing
- Presentation
- Flexibility
- Mentoring
- Documentation
- Reporting
- Collaboration
- Coaching
- Bachelor's Degree
- Filing
- Sales
- Critical Thinking
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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